Everything is moving online. This is because the internet has made life much simpler. Everything from ordering your food to booking a holiday can be done online and with minimal time & effort. Therefore, it was only a matter of time before the insurance industry followed suit.
Today, more and more Indians choose to get their insurance needs done and dusted over the World Wide Web. The tech-savvy generation knows no other way, but those who’ve visited branches and ran from post to pillar trying to get a plan will know how much more convenient the internet has made things.
However, there are still many who doubt the internet – they are skeptical about buying plans or making transactions online. Keeping this mind, the following article will highlight 3 good reasons why you should drop your inhibitions and buy health insurance online.
1. The entire process is easier
Comparing & buying plans online is extremely easy over the internet. All you have to do is head to your search engine and type ‘best family health insurance policy in India’. Within moments, you have all of the best insurance plans before you. Just visit their websites and compare the features.
Initially, you can shortlist some plans that seem like good options. Then you can go to each of their websites and try getting instant online quotes. This will involve typing in some basic details about yourself, your health, your smoking & drinking habits (if any), the sum assured you want, the add-ons you wish to include, etc.
Once you enter these details, you will get an instant quotation. Do this with all your shortlisted plans and you will have a good idea of which plan is providing what protection and for how much. Once you find the best option, you can simply go ahead and buy the health insurance plan online.
Besides being easy, buying health insurance online is also time-saving. You don’t have to apply for a leave or waste your day of visiting the insurance company to buy a plan. Neither do you have to stand in line to fill out all those forms or anything like that – you can buy the plan in a matter of minutes!
When you buy health insurance online, you eliminate the need for a middleman. In doing so, you no longer have to pay any agent commission. This also ensures that you are no longer at the mercy of the agents marketing gimmicks. Also, with online health insurance, the insurer saves on multiple overheads such as admin fees, cost of paperwork, etc. In a gesture of goodwill, the insurance company will make you the beneficiary of these savings by offering you lower premium rates.
So, if you are looking for a plan, you should go ahead and buy health insurance online. It will help you save time, money, and energy! Hope this article has been helpful, good luck and take care!